There’s no use denying it; climate change is very real. Its effects are clear across the globe, but what you might not have considered is how it’s affecting your business.

According to data from UK insurance company AXA, the average cost of weather-related claims increased by 73% between 2018 and 2023. With extreme weather becoming more common, businesses need to be prepared.

While the best course of action is to strive for a sustainable business to help reverse global warming, this is more of a long-term goal. You can hope for the best, but you need to plan for the worst. Keep reading to learn how to protect your business from the effects of climate change!

How to Protect Your Business from Floods

Flooding can be a nightmare for businesses, but a little preparation can go a long way. Here’s what you should do before, during, and after a flood to minimise damage.

Preparing before a flood

First things first, you’ll need to figure out if your business is in a flood-risk area. This means you’ll need to carry out a risk assessment. You’ll also need to double-check what your insurance covers. Are you covered for flood damage, business interruption, and loss of income?

Once you find that out, the next step should be to turn off all utilities. This includes your gas, electric, and water supplies. After this, ensure all valuables are removed from the premises or moved above flood level. Lastly, make sure to stock up on sandbags. You’ll be glad to have them when weather warnings start to circulate!

If your business is in an area that regularly experiences flooding, consider moving sockets, fuse boxes, and boilers above flood levels. This will reduce complications in the future.

What to do during a flood

Your main priority during a flood should always be your safety, so don’t attempt to be a hero. It’s normal to be worried about your business and the repair costs, but your safety should come first. Material possessions can be replaced, after all.

What to do after a flood has affected your business

Once things have calmed, you can return to your business. Document any property damage, remove wet items where possible, and contact your insurance company. Many have 24-hour helplines so you should get help quickly.

Preparing for Snowstorms

While snowstorms may look pretty, they can cause havoc for businesses. Here’s how to be snow-ready this winter.

Before snowfall

There is nothing worse than a burst pipe in winter. To prevent this, make sure to insulate your pipes, clean out all gutters and drains, and hire someone to check your roof structure. A weak roof can quickly become a disaster once snow begins to pile on top of it. Save yourself the worry and get it looked at!

During a snowstorm

Again, your priority during extreme weather should always be safety. If possible, work from home and encourage others to do the same. However, try to leave the heating on at your business premises if possible. This will ensure they don’t freeze during freezing temperatures. Gritting paths and steps is also a good idea to ensure no one is injured.

After the snow

Be careful when going out after snowfall. Although it’s very pretty as it falls, as soon as snow lands, it causes havoc as ice on roads and pavements. Try to shovel and grit used pathways around your business, and take time to assess any potential damage the snow caused. If you find any, document it and contact your insurance company.

Protecting Against High Winds

High winds can cause serious damage if you aren’t prepared. However, this can all change with a few practical steps.

The calm before the storm

Again, getting your roof checked by a professional can greatly ease any worries. A seasoned roofer will be able to spot any missing slates, titles, or other complications.

It’s also worthwhile to tidy outdoor furniture before high winds. The last thing you want is for a welcome sign to become a dangerous projectile!

During the windstorm

This might sound obvious, but ensure all doors and windows are shut during a windstorm. The last thing you want to deal with after a storm is the havoc it’s created inside as well as out!

Once the winds have died

After a windstorm, you’ll need to assess the damage. You’ll probably have some debris to clean up, too. Once you’ve thoroughly investigated the scene, make sure to contact your insurance company to find out how they can help with any damage.

Whether the weather no matter the weather

Remember what you learned at Scout Camp – always be prepared. Preparing for the worst and being pleasantly surprised is better than being unprepared and overwhelmed.

Extreme weather is unpredictable, and it’s happening more often. Whether it’s floods, snow, or wind, taking the right steps before, during, and after these events can help keep things running smoothly. Remember, the goal is to prepare for the worst, but with any luck, you’ll never have to deal with the aftermath! Stay safe, stay prepared, and keep your business weatherproof!